Guidewire is a leading provider of cloud-based software for property and casualty (P&C) insurers, powering core operations like policy, billing, and claims management.

Guidewire is actively integrating large language models (LLMs) and generative AI into its core products — enabling automation in claims triage, underwriting, fraud detection, document analysis, and developer workflows via partnerships with vendors like OpenAI and Earnix.

All AI and LLM-powered features are bundled within enterprise (org-level) platform contracts. There is no per-user, metered, or outcome-based pricing — AI is accessible to all insured users within the licensed entity.

Gradient AI specializes in providing advanced machine learning and generative AI solutions tailored for insurance (workers' comp, health, group benefits, and property/casualty) risk assessment and automation.

Gradient AI offers true consumption-based billing — organizations pay based on API calls, tokens processed, or knowledge base storage/usage. The pricing is aligned with AI/ML inference and data processing volume, not number of users.

Gradient's AI models are accessed via cloud APIs, with open support for commercial and open-source LLMs, making it easy for carriers and partners to embed AI directly into their digital or legacy insurance workflows.